Banks Expected to Increase Bond Issuances in Q4 Amid Rising Credit
Published on: Jan. 20, 2026, 6:06 a.m. | Source: scanx.trade
Banks are expected to increase corporate bond issuances in Q4 FY25 as the credit-deposit ratio hits a record 81.75%. With bank credit growing 11.4% against deposit growth of 10.1%, lenders face funding pressure despite 10-year bond yields reaching 6.68%, the highest in 10 months. Certificate of deposits outstanding rose 15% to ₹5.68 lakh crore, but their short tenure limits effectiveness for long-term funding needs.
