ReferIndia News Buying land at a price higher than government valuation: Can banks fund the gap and what loan options work best?

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Buying land at a price higher than government valuation: Can banks fund the gap and what loan options work best?

Published on: Dec. 13, 2025, 1:59 p.m. | Source: Business Today

Buying land at a price higher than the government valuation can leave first-time buyers struggling with a funding gap, as banks typically base loans on the lower official value. Understanding the right loan options and practical ways to bridge this shortfall is key to completing the purchase without straining long-term finances.

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