Distribution costs weigh on value of insurance products
Published on: Jan. 13, 2026, 12:28 a.m. | Source: The Economic Times
Insurance product value is shrinking due to high commissions and operating expenses. Experts highlight concerns with credit-linked life, non-linked, motor third-party, and retail health policies. Despite tax reforms, these costs impact customer returns. Industry growth has stagnated while expenses climb. A committee is now examining distribution costs.
