ReferIndia News Funding emerging as key challenge for the banking system: FSR

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Funding emerging as key challenge for the banking system: FSR

Published on: June 30, 2026, 9:07 p.m. | Source: The Hindu Business Line

Funding is emerging as a key challenge, even as the banking system’s resilience remains intact, according to the RBI’s latest Financial Stability Report (FSR). The report noted that banks’ liability profile is shifting from low-cost current and savings account (CASA) to higher-cost term deposits and CDs (Certificate of Deposits), pushing up the marginal cost of funds

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