How much health insurance cover do you need? Here’s the ideal cover for ₹10 lakh, ₹20 lakh, ₹30 lakh, and ₹50 lakh annual income as per experts
Published on: June 25, 2026, 6:30 a.m. | Source: The Economic Times
Soaring medical costs, with surgery expenses up 250-300%, necessitate robust health insurance. Experts advise a minimum of Rs 10-15 lakh for individuals and Rs 15-25 lakh for families, with higher coverage for metro residents and seniors. Pairing a base policy with a super top-up plan offers cost-effective protection against escalating healthcare expenses.
