Indian Fintech Funding Holds Steady at $2.82 Billion in 2025 as Investors Pivot to Wealthtech and Secured Lending
Published on: Jan. 12, 2026, 11:30 a.m. | Source: scanx.trade
Indian fintech funding remained stable at $2.82 billion across 134 deals in 2025 till December first week, compared to $2.51 billion across 163 deals in 2024. Wealthtech emerged as the standout performer with funding surging to $547 million from $153 million, while lending funding declined to $752 million from $1.53 billion as investors shifted toward secured models. Payments attracted $1.06 billion, largely driven by PhonePe's $600 million round, while emerging themes include AI-led financial advice and credit improvement platforms.
