Lending, deposit rates likely to ease gradually as funding costs soften: CareEdge
Published on: July 15, 2026, 2:16 p.m. | Source: The Economic Times
Lending and deposit rates will likely moderate gradually in coming months. High-cost legacy deposits are maturing, and liquidity remains comfortable. Competition for retail deposits will keep rate declines measured. Fresh lending rates stood at 8.51 percent while deposit rates were 5.84 percent. Bank credit grew strongly, driven by retail and MSME lending.
