ReferIndia News Public Sector Banks: The Balancing Act of Write-Offs and Recoveries

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Public Sector Banks: The Balancing Act of Write-Offs and Recoveries

Published on: Dec. 8, 2025, 3:42 p.m. | Source: Devdiscourse

Public sector banks have written off Rs 6.15 lakh crore in loans over five years, while simultaneously improving financial health. Capital needs are being met through market sources. Despite writing-off NPAs, liability obligations persist and recovery efforts continue. Export credits and fraud handling show ongoing financial dynamics in banking.

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