ReferIndia News Who ate the banks' cake? Indian banking sees structural deposit shift

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Who ate the banks' cake? Indian banking sees structural deposit shift

Published on: Nov. 9, 2025, 5:55 p.m. | Source: Business Standard

As deposit growth lags credit expansion, Indian banks face shrinking low-cost Casa inflows, rising funding costs, and structural shifts driven by UPI, e-Kuber, and digital savings trends

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