Why Zerodha says no to credit cards and personal loans, according to Nithin Kamath
Published on: Dec. 12, 2025, 7:01 p.m. | Source: The Economic Times
Nithin Kamath says Zerodha limits lending to loans against securities due to higher funding costs, tougher competition, and risks linked to unsecured credit. Lower-risk, collateral-backed loans align better with its philosophy and customer base, making them a natural extension of its broking business.
